You can create your own budget using simple computer applications as spreadsheets or online services like Mint which are pretty detailed your income down to the coins in your budget ranging from fixed obligations such as house bills to variable month-to-month costs such as cable TV. First, you can look outside an urban area as apartments in the suburbs which are conveniently located from work can afford you a much better rent than apartments in urban areas. However, to avoid future issues and arguments, it is important to have a written argument with your chosen roommate to avail to you a binding agreement in case strife or conflict about payment shows up. It is important also to regularly check for subsidies provided by the government to those living in rental apartments. It is important also to think small in terms of the size of the apartment in order to save more. It is important to take advantage of the negotiations that property owners allow clients to engage in.
Another way of finding affordable housing is to add renters insurance. You can do a little research to check if there are pending issues with potential clients such as unpaid bills and bankruptcy. Once you have covered all the above steps, you can now go on to hunt for house. Look for an apartment that is also close to the place where you do your shopping and has close proximity to amenities such as laundry which will make it easier to live without having to travel long distances to get such services. It is important for you to pay your down payment in time and have the right documentation that will enable you to legally occupy the space.
You could ask about the tenant’s turnover, infrastructure issues and the response time to clients to gauge how you will be treated in your tenure around the apartment. You need to be sure that just tenants did not cause damage and lift the liability to you and to be assured that it’ll take responsibility for issues that are not your own. It is important that before you move into the apartment you read over the terms of the lease agreement before signing the contract.